Tools · Rules for tax year 2026/27
Free calculators for UK money
Work out your net worth, when you could retire, what the ISA and pension changes mean for you, and more. Free, no sign-up, and what you type stays in your browser.
Net worth
Add up what you own and owe, and see how you compare.
- Net worthNet worth calculatorAdd up property, pensions, ISAs, savings and debts to get your UK net worth, and see how it compares with the ONS median for your age.
- Net worthHow rich am I for my age?See where your net worth ranks among UK households your age and across Great Britain, with ONS medians and the top 10% and top 1% thresholds.
Retirement and FIRE
When you could stop working, and what it takes to get there.
- Retirement and FIREFIRE calculatorYour FIRE number and earliest retirement age, with the ISA bridge to pension access at 57, the State Pension and tax on drawdown.
- Retirement and FIRECoast FIRE calculatorThe pot that grows to your FIRE number with no more saving, whether you're there yet, and the age you'd get there if you keep saving.
Saving and investing
Growth over time, ISA allowances and the tax on savings.
- Saving and investingCompound interest calculatorSee how savings grow with compound interest and monthly contributions, inside or outside an ISA, in today's money or as they'll be.
- Saving and investingCash ISA limit 2027 plannerThe cash ISA limit falls to £12,000 for under-65s from April 2027. See what no longer fits in cash and the tax on the interest.
- Saving and investingISA allowance trackerAdd up what you've paid into each ISA this tax year and see what's left of your £20,000, including the Lifetime ISA's £4,000 and the 2027 cash limit.
Property and debt
Your mortgage against your other options.
Tax and estate
What changes for pensions and inheritance tax.
Aureli
Stop recalculating. Keep the number current.
Aureli adds up your property, pensions, ISAs, investments and debts and keeps them valued daily. Free to start on web, iOS and Android.