Understanding Your Portfolio Reports

Aureli provides two report pages for each portfolio: Now for a snapshot of where you stand today, and Past for how your portfolio has changed over time.

Now — current snapshot

The Now page shows your portfolio's current state with comparisons to a previous period.

Key metrics

Four cards at the top display:

• Net Worth — total assets minus total debts
• Assets — total value of all holdings
• Debts — total liabilities
• Accessible — cash and liquid assets

Each card shows the current value, the percentage change, and the absolute change compared to the selected period.

Asset and debt breakdown

Two sets of charts show how your portfolio is composed:

• Asset allocation — breakdown by asset class (Equity, Property, Cash, etc.) and by individual asset
• Debt composition — breakdown by debt class (Mortgage, Credit Card, etc.) and by individual debt

Financial ratios

Four ratios help you assess portfolio health:

• Debt-to-Asset Ratio — how much of your assets are offset by debt
• Liquidity Ratio — what proportion of your assets is in cash
• Equity Ratio — how much of your portfolio is in equity
• Debt-to-Equity Ratio — debt relative to equity holdings

Portfolio flow

A flow chart visualises how value is distributed across your asset classes.

Past — historical performance

The Past page tracks how your portfolio has evolved over the selected period.

Net worth chart

A line chart plots three series over time:

• Net Worth (assets minus debts)
• Total Assets
• Total Debts

Asset class performance

A table showing each asset class with:

• Starting and ending value for the period
• Absolute and percentage change
• Total contributions added during the period

Debt class performance

The same breakdown for debt classes — starting value, ending value, change, and total payments made.

Yearly summary

A table breaking down portfolio performance by calendar year, allowing you to spot long-term trends.

Choosing a period

Both pages share a period selector at the top. Available periods:

• Week
• Month
• 3 months
• 6 months
• Year to date
• Year
• All time

All charts and tables update when you change the period.

When data is missing

If there are no valuations for the selected period, charts display a "No Data" message. Add valuations to your assets and debts — either manually or via bank connections — to populate the reports.