Best Portfolio Tracker Apps UK (2026): Track Your ISA, SIPP and Investments in One Place

Search for the best portfolio tracker app UK investors can actually use and you hit a strange problem: most of the results aren't trackers at all. They're brokers. Trading 212, IG, Interactive Investor, Hargreaves Lansdown — excellent places to hold investments, but each one only shows you what you hold with them. If your stocks and shares ISA is on one platform, your SIPP on another, a general investment account on a third, and some crypto on an exchange, no broker app will ever show you the whole portfolio. That's the job of a portfolio tracker: a tool that sits above your accounts and shows your holdings, performance, and income across all of them.

It's worth being clear about a second distinction too. A portfolio tracker watches your investments; a net worth tracker watches everything you own — property, cash, pensions, debts, the lot. If what you actually want is the full balance-sheet view, that's a different category of tool, and we've covered it separately in our guides to the best net worth tracker for the UK and the best net worth tracker apps on iOS and Android. This post is strictly about the investment side: holdings, returns, dividends, and the ISA and SIPP wrappers they live in.

One upfront disclosure: we built Aureli, so we're not a neutral party. It's on the list because leaving it out would be odd, and we've tried to be as honest about where it falls short as we are about everyone else. A note to the other tools covered here: pricing and features move quickly, and if you work at one of these companies and feel we've got something wrong, get in touch and we'll review and update the post.

What to look for in a UK portfolio tracker

Most portfolio trackers are built for American or continental European investors first, and it shows. Before comparing specific tools, here's what actually matters for someone investing from the UK.

GBP as a genuine base currency. Your tracker should report everything in pounds by default, converting foreign holdings at current rates. Several popular trackers price their subscriptions in euros or dollars and treat GBP reporting as an afterthought — workable, but a sign of where their priorities sit.

ISA and SIPP wrapper awareness. UK investments live inside tax wrappers, and the wrapper changes what matters. Gains inside an ISA or SIPP are tax-free, so capital gains reporting is irrelevant there but essential for a general investment account. A tracker that understands your accounts as wrappers — rather than as generic buckets of stocks — can tell you what proportion of your wealth is tax-sheltered and keep taxable and non-taxable gains separate.

UK fund and ticker coverage. Global trackers usually handle US stocks flawlessly and then stumble on London-listed investment trusts, OEICs, and accumulation-class index funds. If you hold Vanguard LifeStrategy or an obscure investment trust, check the tracker can actually price it before you commit.

How data gets in. There are three broad approaches: automatic broker connections (via open banking or aggregators like SnapTrade and Yodlee), statement or CSV import, and manual entry. Automatic sync is convenient when it works and frustrating when it breaks; UK broker coverage varies enormously between tools. Manual entry gets a bad reputation it doesn't fully deserve — updating a handful of positions monthly takes minutes.

Dividend tracking. If you invest for income, you want a tracker that logs dividends automatically, forecasts what's coming, and splits UK from foreign income for your tax return. This is the single biggest differentiator between the tools below.

Fees, and what the free tier really covers. Most trackers advertise a free tier that caps out at around ten holdings — enough to trial the product, rarely enough to live on. Check the cap against your actual portfolio before assuming the free plan will do.

Quick comparison

Prices checked July 2026 on each provider's site; the detail on each is below.

Aureli

We built Aureli, so read this section with appropriate scepticism. It's a UK-native tracker where investments sit inside your full net worth rather than in isolation: stocks, ETFs, funds, and crypto with live prices, alongside your property, pensions, cash, and debts. Holdings can be spread across as many accounts as you have — ISAs, SIPPs, workplace pensions, and GIAs are first-class account types, so your combined portfolio view understands which pots are tax-wrapped. UK bank and investment accounts connect through FCA-regulated open banking, multi-currency holdings convert at daily rates, and an AI chat layer lets you ask questions about your own portfolio in plain English. There's a native iOS app, with Android users on the web app for now.

Where Aureli is honestly not the right tool: it is not a per-holding dividend or tax-lot tracker. It won't log every dividend payment against the position that paid it, forecast your income calendar, or produce an HMRC capital gains report with same-day and 30-day matching rules. If trade-level analytics are the thing you're missing, Sharesight below does that job properly and Aureli doesn't pretend to. What Aureli answers is the question the dedicated trackers can't: how are my investments doing in the context of everything else I own? Your portfolio might be up 12% this year, but whether that moves your financial life depends on what it sits next to — the mortgage, the pension, the cash buffer.

Pricing is a free tier to start, with Pro at £7/month or £60/year. The features page has the full rundown. Best for: investors with holdings across multiple platforms who want portfolio value and performance inside a whole-wealth picture, rather than trade-by-trade analytics.

Sharesight

Sharesight is the established name in dedicated portfolio tracking, and for UK tax reporting it's in a class of one. It tracks stocks and ETFs across brokers, logs dividends automatically — including reinvestment — and produces genuinely useful UK tax outputs: a capital gains report that applies HMRC's share-matching rules (same-day, 30-day bed-and-breakfast, and Section 104 pooling) and a taxable income report that splits UK from foreign dividends. If you have a general investment account of any size and do your own self assessment, that reporting alone can justify the subscription.

The free tier covers one portfolio and 10 holdings. Paid plans in the UK run from £8/month (Starter, 30 holdings) through £18.67/month (Standard, unlimited holdings) to £28/month (Premium, 10 portfolios), with roughly 25% off for annual billing. That makes it one of the pricier tools here at the upper tiers, and worth it mainly if you'll use the tax reports. The limitations are the flip side of the focus: Sharesight tracks securities, not wealth. There's no open banking, no property, no meaningful place for cash or your workplace pension, so it won't tell you anything about your finances beyond the brokerage accounts you feed it. Trades come in via broker confirmation emails and CSV imports rather than live connections.

Best for: committed DIY equity investors, especially anyone with a GIA who dreads capital gains season, and income investors who want dividend history done properly.

Getquin

Getquin is a Berlin-based tracker with around half a million users and probably the most generous free tier in the category: unlimited broker connections, real-time prices on a large asset universe, a dividend calendar, and its signature community feed where users share portfolios and discuss holdings. Premium at €89.99/year adds AI-driven portfolio analysis, five-year dividend forecasting, and index benchmarking, with a Wealth tier at €149.99/year on top.

The catch for UK users is that Getquin's centre of gravity is firmly continental European. Broker sync coverage skews German and EU, and UK users report patchy syncing with Trading 212 in particular. More fundamentally, there's no tax reporting at all — no cost-basis tracking, no capital gains calculation — and no concept of an ISA or SIPP, so your wrappers are just labelled accounts. Pricing is in euros.

Best for: casual investors who want a free, social way to watch a portfolio and don't need tax reporting or wrapper awareness.

Snowball Analytics

Snowball Analytics is the tool to look at if dividends are the point of your portfolio. It's built around income: a dividend calendar, payment forecasts, dividend safety ratings, and some of the best charts in the category. Broker connections run through Yodlee and SnapTrade, which claim wide UK coverage — Trading 212 auto-sync is currently in beta, with CSV import as the fallback, and imports exist for Interactive Investor and XTB among others.

The free tier covers one portfolio and 10 holdings. Paid plans are billed in dollars: Starter at $79.99/year for unlimited holdings in a single portfolio, Investor at $149.99/year for ten portfolios with full benchmarking and 30-year backtesting, and Expert at $249.99/year for unlimited portfolios. Like Getquin, it has no UK tax reporting and no real understanding of ISAs or SIPPs, and the dollar pricing tells you where its core market is.

Best for: income-focused investors who want their dividend stream visualised, forecast, and stress-tested, and who don't need HMRC-ready reports.

Capitally

Capitally is the newest tool here and the most analytically ambitious. It imports statements from 70+ brokers (no automatic sync — you upload statements or CSVs), covers a wide range of asset types including bonds, P2P lending, and collectibles, and produces performance analytics that go deeper than anything else in this price range: time-weighted and money-weighted returns, IRR, and FX attribution so you can see how much of your "return" was actually currency movement. It also takes privacy unusually seriously, with on-device encryption. There's no free tier — a 14-day trial, then Sailor at €80/year (up to 50 assets), Navigator at €130/year (unlimited assets), or Captain at €250/year, with your price locked for the life of the subscription.

The trade-offs: everything is manual import, prices are end-of-day rather than live, pricing is in euros, and while it offers capital gains presets for multiple jurisdictions, we couldn't verify that its UK preset fully implements HMRC's share-matching rules — check that yourself before relying on it at tax time. It's also a young product from a small team, with the pace of change and occasional rough edges that implies.

Best for: analytical DIY investors who want to understand their true returns across a complex portfolio and are happy with a monthly statement-upload routine.

Broker apps: Trading 212, IG, Interactive Investor

Every "best investment app UK" list is dominated by brokers, so it's worth spelling out why they aren't the answer to this particular problem. Trading 212 is a genuinely good platform — commission-free with a 0.15% FX fee, a strong stocks and shares ISA, and as of 2026 a zero-fee SIPP after getting FCA approval in February. IG and Interactive Investor are similarly capable places to hold investments. But each app can only see itself. Your Trading 212 app has no idea your SIPP exists if it's with another provider; your Interactive Investor dashboard doesn't know about your workplace pension or your crypto.

That isn't a flaw — it's the nature of being a broker. And since UK tax wrappers actively push you towards multiple accounts (your ISA, SIPP, and GIA are separate by design, and every job change tends to mint a new pension pot), most investors end up multi-platform whether they planned to or not. A broker app is where your investments live. A portfolio tracker is how you see them all at once. Confusing the two is the single most common mistake in this category.

The spreadsheet

The honest incumbent. A large share of UK investors track their portfolio in Google Sheets or Excel, and for good reason: it's free, endlessly flexible, and completely private.

GOOGLEFINANCE()

pulls live prices for major stocks and indices, and the r/UKPersonalFinance and r/FIREUK communities maintain solid templates.

The problems appear at the edges. Fund and investment trust prices are unreliable or missing, accumulation units confuse the maths, and calculating a true time-weighted return across multiple accounts with irregular contributions is genuinely hard to get right in a spreadsheet — most home-built trackers quietly report the wrong performance number. Everything is manual, so the sheet is only as current as your discipline, and one mistyped cell can silently corrupt months of history. If you want the spreadsheet's flexibility with less typing, it's now possible to pipe live account balances into Sheets automatically — we've written up how to connect Google Sheets to your bank account.

Best for: investors who enjoy the building as much as the tracking, want total control, and will genuinely keep it updated.

How to track ISA performance and your allowance

ISA queries deserve their own section, because broker apps handle them surprisingly badly. Every UK adult gets a £20,000 ISA allowance per tax year, resetting each 6 April. Two tracking problems follow from that.

The first is the allowance itself. If you only ever pay into one ISA, your provider shows your remaining allowance and that's that. But you can now contribute to multiple stocks and shares ISAs in the same tax year, and plenty of people also split money between a cash ISA and an investments ISA. The moment your contributions are spread across providers, no single app knows your total — and overpaying across providers is an easy mistake with tedious HMRC consequences. A tracker that sees all your accounts (or, at minimum, a simple running tally you maintain yourself) is the only reliable way to watch the combined figure.

The second is performance across tax years. Broker apps tend to report performance per account, from whenever that account happened to open. But your "ISA" as you actually think of it is usually several years of contributions, sometimes across old and current providers after transfers. What you want to know — am I beating the index? what has this wrapper actually returned since I started? — requires stitching that history together, which is exactly what broker apps can't do and portfolio trackers exist to do. Sharesight will give you the precise per-holding answer; Aureli will show your ISA's value and growth alongside your SIPP and everything else, which also makes the ISA-versus-pension trade-off visible when you're deciding where the next £1,000 should go (a decision we've written about in ISA vs pension).

Either way, the wrapper is the right unit to track, not the platform. Providers change; the ISA persists.

Which portfolio tracker should you choose?

The choice comes down to which question you're actually asking. If it's "what exactly have my trades and dividends done, and what do I owe HMRC?" — you want trade-level analytics, and Sharesight is the strongest answer, with Snowball Analytics the pick if dividend income specifically is your focus and Capitally the dark horse for deep performance analysis. If it's "how are my investments doing as part of everything I own?" — you want whole-wealth context, which is what we built Aureli for, and you can start on the free tier. Some investors legitimately run one of each; they answer different questions and overlap less than you'd think.

And if reading this you've realised your real question is about your total financial picture rather than your investments — the house, the pensions, the cash, the debts — start instead with our guide to the best net worth trackers for the UK, or, if you're coming from a soon-to-close aggregator, the best Moneyhub alternatives. Whichever tool you pick, the habit of looking at the whole portfolio regularly matters more than the software — every tool here beats checking three broker apps and hoping for the best.